Commercial Auto Insurance

First off, keep in mind that Commercial Auto insurance is different from Personal Auto policy. The criteria for both differ based on vehicle type, limits, types of coverages, and the situations they apply to. If you or your employees are driving a vehicle in the state of Nevada in the course and scope of business, you need Nevada Commercial Auto insurance. All cases where you drive your vehicle to haul goods or transport people for money, or to conduct a service are considered business.

Nevada Commercial Vehicle insurance provides protection for:

• business autos (cars, light trucks, vans and more)
• trucks (dump trucks, trailer trucks and other trucks)
• trailers (pickup truck utility trailers, large dump body trailers, and others)

This type of insurance covers vehicles, drivers and third parties engaged in the accident. Here are some of the Commercial Auto insurance options that may fit your business:

• Liability - Covers injuries or damages to other people/property if you’re at fault.
• Uninsured Motorist - Pays for damages if the other driver has no insurance.
• Medical Payments/Personal Injury - Pays for medical or funeral expenses after an accident.
• Physical Damage - Covers your vehicle in case of vandalism, fire, theft, collision, etc.
• Non-Owned Vehicle - Provides liability coverage for commercial vehicles not listed on your policy.

There are also several Commercial Auto insurances specially designed for trucks, such as:

• Motor Truck Cargo - Covers lost or damaged cargo.
• Motor Truck General Liability - Covers injuries or property damage caused by you.
• Trailer Interchange - Covers exchanged trailers when lost or damaged.

Tow Truck insurance coverages include:

• Garagekeepers Legal Liability - Covers customers’ vehicles when parked/stored.
• On-Hook Towing - Covers customers’ vehicles during towing.

If you are a Commercial Auto insurance customer, note that cost depends on driving history, insurance amount, vehicle type, business type, and location.

You may qualify for discounts. Contact us to find out!

If trucks are essential to your business, get them insured — accidents are unpredictable. Without insurance, your business may be at risk. Our team is specialized in Nevada trucking insurance and will help get you back on the road quickly after an incident.